Editorial

Machine-economy directory

What an agent can do with a record, which rail it uses, whether it is live, and when zFinia last verified the public evidence. Marketplaces, third-party services and agents stay empty until evidence exists.

zFinia products are labeled as products. Machine access.

13 records. Empty categories are empty on purpose — no invented entries.

Machine-economy directory records with type, live status and last verified date
RecordTypeLiveLayerLast verified
x402

An open protocol that uses HTTP 402 so a client can pay a server, usually in USDC, and retry. Named for the reserved HTTP status Payment Required.

ProtocolsLive / documentedEditorial2026-09-07
Machine Payments Protocol (MPP)

An open standard co-authored by Stripe and Tempo. Agents request a resource, receive a 402-style payment request, authorize, and the merchant can see the payment like any other PaymentIntent.

ProtocolsAnnounced / waitlistedEditorial2026-09-07
Model Context Protocol (MCP)

Open-sourced by Anthropic on 25 November 2024. MCP is a discovery and execution protocol. It is not itself a payment protocol.

ProtocolsLive / documentedEditorial2026-09-07
Visa Intelligent Commerce

Visa’s agent-commerce wrapping: a tokenized card with user instructions. The shared design with x402 and MPP is policy-plus-envelope spending; the rails differ.

WalletsAnnounced / waitlistedEditorial2026-09-07
Agentic Commerce Protocol (ACP)

Stripe has described an Agentic Commerce Protocol alongside MPP and x402 support. zFinia files it as a named commerce interface, not as a verified settlement census.

ProtocolsAnnounced / waitlistedEditorial2026-09-07
Base

An Ethereum L2 listed in official x402 seller documentation as a CAIP-2 network for USDC settlement.

Payment networksLive / documentedEditorial2026-09-07
Solana

Listed in official x402 seller documentation alongside Base. Presence in docs is not observed volume.

Payment networksLive / documentedEditorial2026-09-07
Tempo

Public mainnet RPC announced 18 March 2026 with Stripe-coauthored MPP.

Payment networksLive / documentedEditorial2026-09-07
Coinbase CDP facilitator

Authenticated Coinbase facilitator referenced in x402 seller documentation for mainnet, distinct from the test facilitator.

InfrastructureLive / documentedEditorial2026-09-07
PayAI facilitator

Public facilitator listed in official x402 seller documentation. Evidence that facilitation is not a Coinbase-only function.

InfrastructureLive / documentedEditorial2026-09-07
Cloudflare Monetization Gateway

Cloudflare product to charge for any Cloudflare-protected asset, with verification at the edge and launch settlement described as stablecoins over x402.

InfrastructureAnnounced / waitlistedEditorial2026-09-07
Coinbase AgentKit

Open-source toolkit for agents that need to hold and spend crypto under application policy.

WalletsLive / documentedEditorial2026-09-07
zFinia machine API

zFinia’s own machine-facing intelligence and paid utilities. Catalogued here as a product, not as independent market evidence.

Data providersLive / documentedzFinia product2026-09-07

Marketplaces: no independently verified records yet. Coverage follows evidence.

Services: no independently verified records yet. Coverage follows evidence.

Agents: no independently verified records yet. Coverage follows evidence.