Editorial
wallet · announced · reported
Visa Intelligent Commerce
Visa’s agent-commerce wrapping: a tokenized card with user instructions. The shared design with x402 and MPP is policy-plus-envelope spending; the rails differ.
- Problem
- Let software spend under a human-set budget using tokenized card credentials rather than a seed phrase in a prompt.
- How payment or discovery works
- The human sets a budget and allowed counterparties. The agent spends inside that envelope. Settlement is a card token rather than a crypto-native 402.
- Maintainers
- Visa
- Networks
- Visa card network
- Evidence of adoption
- Visa Developer documentation for agent commerce. Complementary to, not the same as, x402 or MPP.
- Last verified by zFinia
- 7 September 2026
Public documentation is not a disclosure of agent-payment volume.