- What it is
- Let software spend under a human-set budget using tokenized card credentials rather than a seed phrase in a prompt.
- Who maintains it
- Visa
- Payment / transport model
- The human sets a budget and allowed counterparties. The agent spends inside that envelope. Settlement is a card token rather than a crypto-native 402.
- Networks
- Visa card network
- Evidence
- Visa Developer documentation for agent commerce. Complementary to, not the same as, x402 or MPP.
- Last verified
- 7 September 2026
Public documentation is not a disclosure of agent-payment volume.